Please read these Terms & Conditions carefully before using the H1P Consulting LLC website or submitting any application or inquiry. By accessing our website or submitting information, you agree to be bound by these terms.
These Terms and Conditions ("Terms") govern your use of the H1P Consulting LLC website located at theh1pconsulting.com (the "Site") and any services, information, or communications provided by H1P Consulting LLC ("H1P," "we," "us," or "our").
By accessing or using the Site, submitting an application or inquiry form, or communicating with us through any channel, you agree to be bound by these Terms. If you do not agree, please do not use the Site or submit your information.
We reserve the right to update these Terms at any time. Changes are effective upon posting to the Site. Your continued use of the Site following changes constitutes acceptance of the revised Terms.
H1P Consulting LLC is a direct business lender providing funding solutions to small and mid-size businesses. H1P Consulting LLC is registered in the Commonwealth of Kentucky with EIN 38-4407832. Our principal place of business is 212 N 2nd Street, Suite 100, Richmond, KY 40475.
Nothing on this Site constitutes a commitment to lend, an offer to extend credit, or a guarantee of approval. All funding offers are subject to underwriting review, verification of information, and applicable state and federal requirements.
You may use this Site for lawful purposes and in a manner consistent with these Terms. You agree not to:
By submitting a funding inquiry or application, you represent that: (a) you are at least 18 years of age; (b) you have the authority to provide information on behalf of the business entity you represent; and (c) all information you submit is accurate, complete, and not misleading.
H1P Consulting LLC offers optional SMS/MMS text message communications for individuals who expressly opt in by checking the designated consent checkbox on our contact or application form.
Program Description: By opting in, you consent to receive recurring marketing and promotional SMS/MMS messages from H1P Consulting LLC, including offers, updates, and information about our financial products and services. Messages may be sent using an automated telephone dialing system (ATDS).
Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
Message and Data Rates: Message and data rates may apply. You are responsible for any charges imposed by your mobile carrier.
How to Opt Out: Reply STOP to any text message from H1P Consulting LLC to cancel your subscription. You will receive a one-time confirmation message and then no further messages will be sent. If you wish to re-subscribe, you may opt in again through our contact form.
Help: Reply HELP to any text message for assistance, or contact us directly at kate@theh1pconsulting.com.
Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to apply for, receive, or qualify for any funding product or service offered by H1P Consulting LLC. SMS opt-in is entirely voluntary and separate from any service relationship.
Supported Carriers: SMS is available on most major U.S. mobile carriers. H1P Consulting LLC is not responsible for any delays or failures in receiving SMS messages due to carrier limitations or technical issues.
Privacy: Your mobile phone number and SMS consent information will not be shared with third parties for their marketing purposes. See our Privacy Policy for full details on data handling.
Submitting an inquiry or application through our Site does not constitute a loan application under the Truth in Lending Act (TILA) or any other applicable regulation until H1P Consulting LLC formally accepts your application for review. We reserve the right to decline any inquiry or application for any lawful reason.
Any funding offer made by H1P Consulting LLC will be presented in a separate written agreement that will detail all applicable terms, costs, and conditions. No funding commitment exists until you have received, reviewed, and executed a formal funding agreement.
Approval is subject to business verification, revenue verification, and any other underwriting criteria established by H1P Consulting LLC. Approval amounts and terms may differ from what you requested.
We strive to ensure the information on this Site is accurate and current, but we make no warranties or representations — express or implied — regarding the accuracy, completeness, or fitness for a particular purpose of any information on the Site. Interest rate ranges, funding amounts, and approval times mentioned on the Site are illustrative and not guaranteed for any specific applicant.
Specific terms, costs, and conditions of any funding product will be disclosed in writing prior to consummation of any transaction. If you have questions about specific terms, please contact us directly at kate@theh1pconsulting.com.
The content on this Site is provided for general informational purposes only and does not constitute financial, legal, tax, or investment advice. H1P Consulting LLC is a lender, not a financial advisor. You should consult with qualified professionals regarding your specific financial situation before making any financing decisions.
All content on this Site — including but not limited to text, graphics, logos, images, and site design — is the proprietary property of H1P Consulting LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Site without our prior written permission.
This Site may contain links to third-party websites or resources. H1P Consulting LLC is not responsible for the content, accuracy, or practices of any linked third-party sites. The inclusion of any link does not imply our endorsement of that site. You access linked third-party sites at your own risk.
THE SITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. H1P CONSULTING LLC DOES NOT WARRANT THAT THE SITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, H1P CONSULTING LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES — INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL — ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THIS SITE OR OUR SERVICES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
IN NO EVENT SHALL H1P CONSULTING LLC'S TOTAL LIABILITY TO YOU EXCEED THE AMOUNT YOU PAID TO H1P CONSULTING LLC IN THE THREE MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR $100, WHICHEVER IS GREATER.
You agree to indemnify, defend, and hold harmless H1P Consulting LLC and its officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with: (a) your access to or use of the Site; (b) your violation of these Terms; (c) your violation of any third-party right; or (d) any information you submit that is false, inaccurate, or misleading.
These Terms shall be governed by and construed in accordance with the laws of the Commonwealth of Kentucky, without regard to its conflict of law principles. Any disputes arising out of or relating to these Terms or your use of the Site shall be resolved in the state or federal courts located in Madison County, Kentucky, and you consent to the personal jurisdiction of such courts.
Your use of the Site is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand our data practices, including how we handle SMS opt-in information.
If any provision of these Terms is found to be invalid, illegal, or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it enforceable, or if modification is not possible, shall be severed from these Terms.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and H1P Consulting LLC with respect to your use of the Site and supersede all prior agreements, understandings, and representations relating to the subject matter hereof.
If you have questions about these Terms and Conditions, please contact us: